Apply for your loan

The process is quick, online and with no banking mumbo-jumbo

Simply fill in some personal details, tell us what loan you want, and you're done. Really!

We will provide you with an instant decision about whether you have been approved to borrow on Žltý melón.

  Review our offer and start your loan auction

We make it easy to find people who want to lent to you

Once you are approved to borrow on Žltý melón, you just need to upload some documents to our site and you are on your way. We

  Watch investors compete to fund your loan

You decide who you borrow from and what you pay for your loan

Unlike banks and other p2p lenders we don’t decide who you borrow money from and what interest rate you pay. Investors can review the details about your loan application and ask you questions before making their offer to fund your loan.

The entire process is anonymous and our auction system means investors must give you the best possible interest rate, or their offers will be replaced.

  Accept your loan offer and sign your contracts

Its your loan, so we think you should decide on the interest rate

In our loan auctions, you decide how much you want to borrow, from which investors and at what interest rate. It is transparent, simple and ensures that both sides get a fair deal.

Once you decide which offers to accept, you simply need to sign your loan contract and your money will be on it's way!

  Get your money, with no surprises!

A simple loan, with no hidden fees or nasty bits

Your loan contract is simple, in plain english and with no hidden terms, conditions or fees. As soon as you sign it we will transfer the money to you, minus our fee.

Unlike other lenders, we make repaying your loan easy and affordable. You make one fixed monthly repayment that will never change during your loan.

We want you to be in complete control, so we make it easy to check and manage your loan repayments our website. Any time. Anywhere. Also you can repay your loan early if you want, just let us know and we will sort it without any hassle.