Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2017
2018
2019
2020
2021
2022
2023
Total
Current*
Returns
Loan amount 2 806 433 € 3 119 729 € 3 107 577 € 4 649 040 € 6 077 862 € 10 476 149 € 11 143 808 € 48 729 782 € 26 978 332 €
Interest charges 568 078 € 526 578 € 536 408 € 491 485 € 650 890 € 1 248 134 € 2 045 269 € 7 441 535 € 3 691 458 €
Interest rate 9,82 % 8,27 % 9,01 % 8,90 % 8,77 % 8,88 % 8,97 % 9,28 % 8,90 %
Interest rate (excluding CashFree loans) 11,92 % 9,38 % 9,45 % 9,45 % 9,12 % 9,08 % 9,33 % 9,93 % 9,11 %
Repayments**
Loan principal (excluding collections) 2 428 166 € 2 906 821 € 2 815 187 € 4 467 399 € 4 832 107 € 7 433 980 € 4 203 055 € 33 792 689 € 15 620 935 €
Interest and Fees (excluding collections) 473 071 € 482 414 € 474 962 € 448 472 € 547 146 € 696 309 € 485 384 € 4 480 532 € 1 298 490 €
Total (including legal collections) 3 156 861 € 3 516 246 € 3 406 773 € 4 973 522 € 5 443 225 € 8 144 388 € 4 690 034 € 39 439 108 € 16 947 376 €
Defaults and Collections
Unpaid loan principle*** 291 304 € 176 393 € 214 770 € 100 163 € 133 448 € 221 652 € 219 396 € 2 060 587 € 423 600 €
Amount collected 255 624 € 127 011 € 116 623 € 57 651 € 63 972 € 14 100 € 1 595 € 1 165 888 € 27 951 €
% of loan principle collected 87,75 % 72,00 % 54,30 % 57,56 % 47,94 % 6,36 % 0,73 % 56,58 % 6,60 %
Remaining unpaid principal 35 680 € 49 381 € 98 147 € 42 512 € 69 477 € 207 552 € 217 801 € 894 699 € 395 649 €
Actual default rate (including collections) 1,27 % 1,58 % 3,16 % 0,91 % 1,14 % 1,98 % 1,95 % 1,84 % 1,47 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.03.2024